Optimize your processing and technology services contracts and agreements

on "July 16, 2021 3:34 pm"

With the JMFA Contract Optimizer program, we can help you renegotiate your vendor contracts and agreements for better savings and services.

It is a 100% contingency-based service based on achieving additional savings.  We have achieved a 98% success rate for helping credit unions save millions in contract expenses—much more than their vendor's "best and final" offer. Those are some pretty impressive statistics if we do say so ourselves.

Through our no-cost assessment, you'll discover how your financial institution’s processing and technology service proposals, contracts and agreements rate in areas of pricing, service and support, terms and conditions, and more.


  • Debit & Credit Card Processing: ATM/Credit card processing can end up costing a business hundreds of dollars in extra fees per month. JMFA offers contract optimization for signature debit card transactions, ATM residency fees, card account file management and more.
  • Card Branding Agreements: With contacts at all major card brands, VISA, MasterCard and Discover, we can make sure the card brand you have is the best solution for you and your account holders.
  • Core Data Processing: JMFA core data processing contract optimization helps companies stay focused on their day-to-day operation and even larger growth initiatives.
  • Internet Banking: Our internet banking contract optimization program, reviews internal banking, bill payment, and mobile banking elements.
  • And much more...

Here's How We Do It:

First, we analyze past invoices and agreements. Service contracts expiring within the next 12-18 months are prime candidates for significant savings. But contracts with as much as three years remaining can be renegotiated too. We can also secure enhanced service levels, often without you having to change vendors.

After a thorough analysis, we provide an appraisal report of your savings opportunities including instant savings, rebates, and often retroactive rates.

Next, you decide which opportunities to pursue. As soon as we receive your authorization, we renegotiate your contracts for you.

Request a Free Assessment or contact Crissandra Fry at crissandra.fry@JMFA.com for more information.