October webinars are here!

on "October 02, 2020 11:30 am"

Credit Union Webinar Network offers a complete line of training this month.

10 CUWNWEBINAR CUSTOM

Compliance with E-SIGN, E-Statements & E-Disclosures
THURSDAY, OCT 8, 2020  •  9:00 am – 10:30 am HST

Are you among the credit unions that have unwittingly established online banking programs that violate the E-SIGN Act? Noncompliance has consequences. Every e-statement your credit union ever sent could be deemed legally invalid. Plus, regulatory fines and legal costs could far exceed the potential savings e-statements provide. This timely session is a must to ensure legally compliant online banking.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Adhere to requirements for the E-SIGN Act and the Uniform Electronic Transactions Act (UETA)
  • Accommodate accountholders’ desire for social distancing during the pandemic
  • Avoid common and potentially costly compliance mistakes
  • Comply with E-SIGN’s consumer consent provisions and processes
  • Create lawful, effective, well-written e-disclosures
  • Prove consumers have technological competence to receive e-statements
  • Avoid potentially costly consequences of noncompliance
  • Immediately employ best practices, expert advice, and compliance tips

 

REGISTER HERE 

 

Regulatory Requirements for the Board: A Comprehensive Checklist
WEDNESDAY OCT 14,  2020 • 9:00 am – 10:30 am HST

Compliance checklists are an iconic tool, right? But do you have one for the board’s regulatory responsibilities? Is it complete? Does it include deadlines? Join us to get a comprehensive checklist (with deadlines) and a thorough understanding of directors’ compliance obligations.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Understand the regulations that apply directly to the board of directors
  • Identify which written policies must be adopted by the board annually
  • Explain the specific actions that must be taken by the board throughout the year
  • Identify the designated officer titles that the board must appoint annually

 

REGISTER HERE 


Cyber Series: GLBA Security Expectations, Internal Controls & the Human Factor
THURSDAY, OCT 15, 2020 • 9:00 am – 10:30 am HST

Humans, also known as staff, are often the weak link in the cybersecurity chain. This webinar will identify effective controls and best practices to guard against the “human factor.” It will also teach you how to apply the FFIEC’s Cybersecurity Assessment Tool (CAT), why a GLBA risk assessment is needed, and where risk can arise.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Effectively use the FFIEC’s Cybersecurity Assessment Tool (CAT) to drive cyber risk control adoption
  • Identify and implement effective controls against the human factor
  • Define the need for GLBA risk assessment
  • Explain and justify controls to reduce email phishing
  • List 10 “best practice” IT controls for financial institutions

REGISTER HERE


COVID-19 Loan Essentials: Modifications, Accommodations & Latest Regulatory Guidance
FRIDAY, OCT 16, 2020 • 9:00 am – 10:30 am HST

COVID-19’s reach has extended into lending, leading the Agencies to issue various regulatory guidances. Learn the current areas of examiner focus and how pandemic-related loan modifications and risk assessments have been impacted.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Discuss these regulatory guidances:
  • Interagency Examiner Guidance for Assessing Safety & Soundness Considering the Effect of the COVID-19 Pandemic on Institutions (June 2020)
  • Joint Statement on Additional Loan Accommodations Related to COVID-19 (August 2020)
  • Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus (April 2020)
  • Review and address the actions needed to provide accurate risk ratings, especially for borrowers highly impacted by COVID-19
  • Differentiate between Section 4013 modifications and interagency short-term modifications, including required monitoring and tracking of Section 4013 modifications

 

REGISTER HERE 

Implementing Reg D Changes: Agreements, Notices & Procedures
MONDAY, OCT 19, 2020 • 9:00 am – 10:30 am HST

It’s not that simple. The Reg D changes include more than just removing the monthly limit on convenient transfers. Accountholders need to be notified; agreements and disclosures need to be reviewed; and brochures, websites, and social media must be checked – all to ensure that language about transaction limitations is not inaccurate or misleading.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Understand the Federal Reserve’s rationale for amending Regulation D
  • Analyze the impact of the changes on your institution
  • Implement the action items to ensure compliance
  • Confidently review and amend agreements and notices
  • Explain the importance of timely action to avoid UDAAP and compliance risks

 

REGISTER HERE 

Legally Handling ATM & Debit Card Claims Under Regulation E
TUESDAY OCT 20, 2020 • 9:00 am – 10:30 am HST

Do you have a smooth process for ATM and debit card claims – or do wrinkles regularly arise? Would you like to have an easy-to-follow matrix to calculate your institution’s liability under Reg E? Although Reg E protects consumers, it lays a whole lot of responsibility and potential liability in the “lap” of financial institutions. Do you understand the intricacies? Join us to learn more.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Explain what constitutes an unauthorized transaction under Reg E
  • Satisfy your institution’s Reg E responsibilities to accountholders and meet related deadlines
  • Calculate your institution’s liability under Reg E depending on whether an ATM/debit card or other access device was used
  • Understand what can and can’t be required of the accountholder
  • Distinguish when Reg E or the Visa/MC rules apply

 

REGISTER HERE


Regulator Update for the Credit Analyst
WEDNESDAY, OCT 21, 2020 • 9:00 am – 10:30 am HST

Credit analysts must understand current regulatory expectations and concerns. Before the onset of COVID-19, asset quality was generally sound. Now regulators are closely watching credit concentrations and weakening underwriting. This webinar will provide insight on those issues and more and on how to prepare for your next safety and soundness exam. Is everything shipshape?

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Comment on current regulatory guidance
  • Understand regulatory expectations for basic underwriting skills, including:
  • Analysis/calculation of the Cs of credit
  • Cash flow and liquidity analysis
  • Analysis of risk based on the complexity of the credit relationship
  • Compliance with your institution’s policy requirements and guidelines
  • Identifying policy exceptions and analyzing risk mitigations
  • Implement forward-looking credit analysis
  • Identify prudent loan workout and modification strategies
  • Understand when a modification is considered a TDR
  • Evaluate eased underwriting practices that examiners identified prior to COVID-19
  • Identify and account for economic and business uncertainty
  • Document and defend your credit analysis
  • Manage credit concentration issues, including CRE

 

REGISTER HERE


Banking & Lending to Cannabis Businesses: Clarifying the Confusion & Avoiding Pitfalls
THURSDAY,  OCT 22, 2020 • 9:00 am – 10:30 am HST

Does your institution welcome cannabis businesses? Whether you do, or are considering serving cannabis businesses, this jam-packed webinar will address the related risks, regulations, and landmines. It will clarify any remaining confusion about this industry and explain the differences between hemp, marijuana, and CBD businesses. Get the information you need to make an informed decision.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Differentiate hemp-related, marijuana-related, and CBD businesses
  • Distinguish FinCEN’s recent guidance for conducting due diligence on hemp-related businesses and FinCEN’s MRB guidance 
  • Ask the right questions at account opening to avoid “discovering” a cannabis business after the fact
  • Update your compliance program, including risk assessment, monitoring, and training
  • Navigate lending landmines associated with the illegal nature of the collateral
  • Discuss legislation on the horizon regarding banking marijuana-related businesses
  • Use new tools to establish your initial and ongoing due diligence for these borrowers

Register here

Handling Pandemic-Related Payment Issues: Stimulus, SBA, Workers' Comp & More
MONDAY, OCT 26, 2020 • 9:00 am – 10:30 am HST

As if the pandemic wasn’t bad enough, financial institutions also need to be alert to potential fraud related to stimulus, unemployment, and SBA loan payments. This program will use real-life scenarios to provide insight and you’ll learn to process payments with confidence!

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Examine ODFI warranties and RDFI responsibilities under the ACH Rules
  • Appropriately handle pandemic-related payments that appear suspicious
  • Mitigate potential risk and loss
  • Apply the ACH Rules to questionable situations, including pandemic-related deposits outside the accountholder’s normal behavior, name mismatches, and deposits after death
  • Identify how ODFIs may recover from fraudulent payments, purportedly from the stimulus, the SBA, or state unemployment benefits

 

REGISTER HERE


New URLA for a New Year! Prepare Now for a Smooth Transition
TUESDAY, OCT 27, 2020 • 9:00 am – 10:30 am HST

VHS tapes, anyone? Twenty years ago, they were the most popular way to watch movies. That’s how long it’s been since the URLA changed! The new, redesigned form will be available beginning January 1, 2021. Now is the time to prepare for the transition and learn the new form’s capabilities and data collection fields. Get onboard! The 2021 train is barreling down the tracks.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Understand all five sections of the new URLA
  • Identify the new data collection fields on the revised form
  • Perform calculations using the form’s built-in capabilities
  • Recognize enhancements designed to aid in form completion
  • Properly capture information on multiple applicants
  • Utilize the form’s dynamic capabilities (What’s expandable! What’s collapsible!)
  • Customize procedures and policies to guide staff during URLA completion
  • Develop exercises to familiarize lenders and loan processors with the URLA layout

 

Register here


Risk Officer Series: Advanced BSA Officer Training: Risk, Compliance & Real-Life Scenarios
WEDNESDAY, OCT 28, 2020 • 9:00 am – 10:30 am HST

Real-life scenarios will be just one of the methods used to illustrate BSA issues during this advanced session. Have you updated your risk assessments? What about the fraud emerging from the shadows of the pandemic? BSA examiners are digging deeper and asking more questions about high-risk activities. Get prepared. Your examiners will certainly expect you to be.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Understand which sections of the BSA/AML Examination Manual changed in the April 15, 2020, update and prepare for the enhanced exam focus
  • Use recent enforcement actions to anticipate potential challenges to the effectiveness of your BSA/AML program
  • Determine if the program needs to be enhanced due to the emerging pandemic-related fraud issues
  • Explain the “new normal” of BSA importance to the board and senior management
  • Understand the updated risk assessment expectations that may be impacted by:
  • Elder financial exploitation
  • Model validation and data validation
  • CBD and hemp issues
  • Beneficial ownership
  • Various 2020 hot topics, including OFAC penalties

 

REGISTER HERE


Cyber Series: Building & Sustaining a Cyber Intelligence Unit (CIU)
THURSDAY, OCT 29, 2020 • 9:00 am – 10:30 am HST 

This advanced webinar will delve into examples of mature cybersecurity operations and explain “threat hunting” exercises you can perform to further improve your cybersecurity profile and operations. Resources for CIU program design, development, and training will be included.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Identify key CIU attributes to build into your team, regardless of institution size
  • Describe common mistakes and how to avoid them
  • Define resource needs and support structure to build and run a CIU
  • Explain business benefits of a CIU
  • Distinguish the role of the CIU from network monitoring

 

Register here