Hawaiian Electric Employees FCU

on "August 15, 2019 3:14 pm"

Job Description – Loan Officer (NON-EXEMPT)

  •  Processes and closes all loan applications.
  •  Makes decisions on loans within specified timeframes from the receipt of application. The analysis includes reviewing of all loan information, including, however, not limited to credit reports, appraisal reports, tax returns, financial statements, income and asset documentation.
  •  Participates in advertising and sales of all products offered by the Credit Union.
  •  Keeps track of collections and delinquent loans, and report to CEO/President.
  •  Work with collection and bankruptcy attorneys, repossession companies, and any other vendor needed to collect on delinquent and unpaid loan payments.
  •  Responsible to complete charge-off loans.
  •  Provides maintenance on all loans; including payoffs, insurance, title transfers, lien releases, and subordinations.
  •  Ensures compliance in lending department according to NCUA guidelines.
  •  Follow up on disputes/alerts/claims on insurance and Visa accounts.
  •  Responsible for Visa card services and maintenance.
  •  Generates month-end reports for Accounting Manager, CEO/President, and Board of Directors.
  •  Creates proposals for new rates and products.
  •  Assists CUSO Mortgage Loan Officer in the collection of all pertinent documents and overall processing until the loan is closed.
  •  Maintains productivity and quality of service standards, as established by Management.
  •  Provides member services including all teller transactions.
  •  Communicates effectively, courteously and proactively.
  •  Performs all other duties as assigned.

Job Requirements:

  •  Must have lending experience or college degree preferred.
  •  Knowledge of different types of loans; mortgage, home equity, auto, personal loans and credit cards.
  •  Experience in collections, teller operations and customer service.
  •  Assist in overall operations.
  •  Background in finance a plus.

Please send all resumes to: This email address is being protected from spambots. You need JavaScript enabled to view it..