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Chad Blair
has been a writer, editor, and teacher in Honolulu for more than 25 years. His job as reporter and editor, is to cover Hawaii, especially how political decisions impact people and communities. Chad has worked as a journalist for Pacific Business News, Hawaii Public Radio, and Honolulu Weekly. He has taught at the University of Hawaii at Manoa, Honolulu Community College, Hawaii Pacific University and Chaminade University of Honolulu. He earned a master’s degree and a Ph.D. in American studies from UH Manoa. His dissertation, “Democracy in Hawaii: Class, Race and Gender in Local Politics” (1996), was published as “Money, Color and Sex in Hawaii Politics” (Mutual Publishing; 1998).


Cherie Freed is the Regional Director of the NCUA’s Western Region, located in Tempe, Arizona. As Regional Director, she oversees the examination and supervision of federally insured credit unions in Alaska, Arizona, California, Colorado, Guam, Hawaii, Idaho, Illinois, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming. Prior to being selected as Regional Director in 2016, Cherie served as the Associate Regional Director for the region. She also previously served as the Director of Supervision and as the Loss-risk Analysis Officer in the NCUA’s Office of Examination and Insurance.


Diana Kern, AAP, Senior Trainer at Shazam. If you’re new to the dynamic world of EFT services, Diana can help you navigate this ever-changing industry. She provides a detailed focus, explaining individual concepts and specifics. Her overall experience and designation as an Accredited ACH Professional help her expertly comprehend a financial institution’s inner workings, apply her vast knowledge of the payments industry, and train payment participants on products and services, including ATMs, ATM cards, national-branded cards, ACH services and the related regulations that impact them.


Cheryl Lawson joined JMFA in 2001, rising quickly from consultant to engagement manager to executive vice president of implementation. Today she serves as EVP of Compliance Review for overdraft privilege, ensuring the fulfillment of all regulatory requirements. Her responsibilities also include high-level sales support and administration for financial institutions. Cheryl is also a sought-after authority for compliance issues related to overdraft programs. Her impressive background includes more than 30 years of experience in global information technology and financial operations, as well as consulting, communications, training, and project management.


Scott Simpson became president of the Utah Credit Union Association in December of 2003. At 38, he was the youngest credit union league president in the country. Scott has been noted for his success in mobilizing the credit unions’ grassroots and for his ability to build coalitions and alliances that advance the cause of credit unions. Scott brought with him to the job of president a wealth of political experience. Serving twice as executive director of the Utah Republican Party, he also served a stint as a special assistant to Utah’s senior United States Senator, Orrin Hatch. Scott left the Utah GOP and joined the Utah Credit Union Association as Senior Vice President for Governmental Affairs.

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Molly Stull
began her banking career on the teller line while working on her undergraduate degree and has continued working in the financial industry ever since.  She has experienced the growth of a hometown bank, acquisitions of branches, bank mergers, charter changes, name changes, MoU’s (not a favorite), and working in a de novo bank.  Throughout these experiences she has gained a wealth of banking knowledge. Molly has activated business resumption plans, conducted consumer compliance reviews and internal audits, processed wires, filed SAR’s, developed bank approved policies and coordinated reviews with external auditors and examiners.  Her wealth of financial experience enables her to relate to the client and perform in depth reviews.


Gen Tamura
 is a Protective Security Advisor (PSA) for the Cybersecurity and Infrastructure Security Agency, Honolulu District, which includes Hawaii, Guam, the Commonwealth of the Northern Marianas islands, and American Samoa. As a PSA, Gen provides subject matter expertise in critical infrastructure protection and vulnerability mitigation and facilitates local field activities in coordination with other Department of Homeland Security offices. He also advises and assists state, local, territorial, and private sector officials and critical infrastructure facility owners and operators. Prior to serving as a PSA, he was a Preparedness Analyst and Planning Specialist with the Federal Emergency Management Agency (FEMA) Region IX, Pacific Area Office.


Giovanni Williams
is the Department of Homeland Security Cybersecurity Infrastructure Security Agency Cyber Security Advisor. He was selected to lead the Hawaii district and territories in February of 2019. Giovanni is a US Air Force Veteran and Hawaii Native. Previously to joining DHS CISA he served as a Special Agent Information System Security Professional at the Department of Defense Defense Counterintelligence & Security Agency formally known as Defense Security Service. In this role he performed security audits and assessments of the largest companies under the purview of the National Industrial Security Program & National Institute of Standards and Technology Cyber Security Framework.