• How bankruptcy provides a debtor with “breathing room” through the automatic stay.
  • Discuss the prohibitions the automatic stay imposes on creditors with particular emphasis on common pitfalls and how to avoid them.
  • Explore topics such as when and how to send periodic statements without violating the automatic stay. 
  • How bankruptcy gives a debtor the chance for a “fresh start” through either reorganization or liquidation.
  • Discuss two types of consumer bankruptcy, Chapter 7 (liquidation) and Chapter 13 (reorganization).
  • Provide a guide to navigating each type from the perspective of both a secured and unsecured creditor.
  • Discuss when and how to file a proof of claim, determining how your secured claim will be treated, and when to seek relief from the automatic stay.