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Jennifer Sims is vice president of learning and development at Hawaii State FCU.  She has been in the financial industry for over 29 years.  Her experience covers both frontline branch and back office operations in areas of teller, new accounts, consumer loans, branch management, and training and development.  Her responsibilities at Hawaii State FCU include overseeing the planning, development and implementation of training and education, and career development initiatives throughout the credit union.  Jennifer is a certified Credit Union Development Educator from the National Credit Union Foundation and graduate of Western CUNA Management School.  She is vice president of Financial Education Alliance of Hawaii and has served on the board and instructor since 2002.